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Posts: 155

In response to "ST, help me understand something about health insurance and the ACA." by mara

Does this help? -- (link)

Posted by TWuG Sep 24 '13, 10:11

(No message)

https://www.ehealthinsurance.com/affordable-care-act/news/purchasing-health-insurance-outside-of-open-enrollment (www.ehealthinsurance.com)

Responses:

I looked at that earlier. It doesn't say if buying a non-compliant plan will be available to people with pre-existing conditions. I guess I'll assume - mara Sep 24, 10:16 15
- What is preventing this person from using the exchanges? -- nm - TWuG Sep 24, 10:18 14
  - those creepy Uncle Sam commercials? -- nm - znufrii Sep 24, 10:20
  - Stubborness and stinginess, basically. -- nm - mara Sep 24, 10:19 12
    - Then I don't feel sorry for them not getting coverage after the period is up. - TWuG Sep 24, 10:21 11
      - I'm just trying to understand if the law is saying health insurance companies can or can't continue to deny coverage for pre-existing condtions, - mara Sep 24, 10:24 10
        
        It certainly sounds like it won't be covered since the available products won't meet ACA standards. -- nm - TWuG Sep 24, 10:31 9
        
        Yeah, I can't find anything that clearly state non-compliant policies include not complying with the pre-existing condition requirement, but that - mara Sep 24, 10:37 8
        
        Aren't some providers complying voluntarily ahead of the law, also? - con_carne Sep 24, 10:39 7
        
        My person is not looking for health insurance. It's a person saying "What happens if I don't buy a policy until I'm sick or injured?" - mara Sep 24, 10:41 6
        
        So they want the benefit of the law, without participating in the law. That would seem to be an abuse - con_carne Sep 24, 10:44 4
        
        :-) It's just something people need to understand as fully as possible. -- nm - mara Sep 24, 10:49 3
        
        It is a great question, and I hope you find an answer. Um, please post here if you find one? :-) - con_carne Sep 24, 10:52 2
        
        I think I might use the chat feature on healthcare.gov to ask it, actually. -- nm - mara Sep 24, 10:53 1
        
        Buena suerte -- nm - con_carne Sep 24, 10:56
        
        Like this example : "if I can insure anytime, after I'm unhealthy, why do so while I'm healthy?" -- (link) - mara Sep 24, 10:44

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