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In response to "The self-employed have historically been unable to purchase their own coverage in the USA, from what I gather." by Beryllium

you can, but it's very high deductible. basically just catastrophe insurance.

i could insure my wife and i for $150/month, but we pay 100% out of pocket up to about $10k until anything kicks in from insurance. ok if you have the savings, but not great if you have health issues.

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