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Here's an example of how the shutdown is having an immediate effect on the local economy here.

Covington has one of the largest service centers for the IRS. There are two large buildings employing nearly 5000 people in two shifts. Restaurants in the area have adjusted their hours because so much of their business comes from the IRS. There are several that cater specifically to the IRS and many other fast food places that benefit from IRS employees. The fast food places probably won't shorten their hours since they're closer to the interstate but I'd guess they'll feel the effect of the shutdown.

Even more locally, I wrote to my Tea Party Rep last night, telling him to get the govt back to work. I told him the IRS being closed could have a detrimental effect on my ability to get my final mortgage approval since Quicken might not be able to get transcripts of my tax returns. (I'm hoping they can use the automated system. My mortgage guy doesn't know.) Additionally, if the shutdown lasts a while, Quicken will need new income verification from me and all I'll have is unemployment to show them. Most everything else is in place (the appraisal came in yesterday at a couple k over selling price - yay!). All that's left is the letter from my insurance company (being worked on), the title search (no issues anticipated) and the tax transcripts. My stress levels have gone back up.


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