ST Alpha - "Is your current plan employer provided? If so, they probably cover some of the cost." (Reading a Post)

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In response to "Can someone explain for me... so on my current healthy plan, I pay about $300/month. If I had to go to the exchange, I'd pay about $600... why? -- nm" by colin

Is your current plan employer provided? If so, they probably cover some of the cost.

Posted by TWuG Oct 29 '13, 10:17

If you buy your own currently, are you comparing similar plans on the exchange to what you currently have? Are you taking into account any subsidies you might be due?

Responses:

Also, companies have better negotiating power than individuals -- nm - con_carne Oct 29, 10:19 3
- But the power of the exchanges should abate that, right? It's not 'individuals' anymore. Its a group? -- nm - ty97 Oct 29, 10:26 2
  - Right, but colin wouldn't be seeing the effects of that today. Maybe like in a year... -- nm - con_carne Oct 29, 10:32
  - *snork* - kilbooooo Oct 29, 10:28
I'm not due any subsidies, yes, the employer pays. I'm just looking as a point of information at the moment. - colin Oct 29, 10:19 4
- Yep, that's the answer. Your current insurance cost more than 300. -- nm - ty97 Oct 29, 10:23 3
  - i'm having trouble finding, but how is prescription handled? that's what kills me, some of the medications are so expensive without it. -- nm - colin Oct 29, 10:25 2
    - I'm not sure if this will answer, but scroll down to find your state, then look at the •Summary of EHB benefits, limits, and prescription drug coverag -- (link) - mara Oct 29, 10:32 1
      - oo, cool, thank you! -- nm - colin Oct 29, 10:35

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Is your current plan employer provided? If so, they probably cover some of the cost.

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