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In response to
"ytd is not what to look at. You need to look at your Annual Fee Disclosure (it's also called the 404(a)-5 disclosure)."
by
decline
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continued: Plans often have access to better funds than you can get at the retail level - example inside
Posted by
decline (aka Decline)
Oct 30 '13, 10:12
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The Vanguard 500 Index Signal (VIFSX) fund has an expense ratio of .05% - that's $0.50 per $1000 invested.
The Vanguard 500 Index Investment (VFINX) (retail) fund has an expense ratio of .17% - that's 1.70 per $1000 invested.
On a $100,000 account it's costing you $70 more per year to have the retail fund.
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Responses:
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