ST Alpha - "I don't think we should allow basic health insurance. The point of the system (and the way it works) is to bring everyone to minimum standards." (Reading a Post)

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In response to "It's a great idea, imo." by Inigo

I don't think we should allow basic health insurance. The point of the system (and the way it works) is to bring everyone to minimum standards.

Posted by ty97 Oct 30 '13, 12:23

I have no issue with a transition period where people can keep bare bones plans, but it shouldn't be the long-term solution

Responses:

I really don't think that will help. - Inigo Oct 30, 12:27 11
- For now, yes. Watch the penalty increase dramatically over the next few years. -- nm - Strongbad Oct 30, 12:29 10
  - [deleted] 6
    - Don't forget that a meaningful number of them get the benefit of now being able to stay covered under parents' plan until they're 26. That ropes in a - pmb Oct 30, 12:41
    - I would argue that the 'fatal flaw' would have been not including the penalties -- nm - ty97 Oct 30, 12:32 4
      - [deleted] 3
        
        In three years, the penalty is $2085 for anyone making 83,400 or higher. That's pretty high. -- nm - ty97 Oct 30, 12:36 2
        
        [deleted]
        
        'per person' - it'll get real expense real quick for families -- nm - decline Oct 30, 12:37
  - $325 in 2015, $695 in 2016 -- nm - Dr.Vermin Oct 30, 12:30 2
    - It's actually between 95 and 285 for 2014 (based on income) and between 695 and 2085 for 2016 (based on income) - ty97 Oct 30, 12:31 1
      - Ah, thanks! -- nm - Dr.Vermin Oct 30, 12:35
Exactly. The bare bones policies are fig leaves. They give you the illusion of coverage and when you need that coverage, it's nonexistent. -- nm - TWuG Oct 30, 12:27 4
- People are shockingly unaware of what their health insurance coverage provides. - Kim Pine Oct 30, 12:29 3
  - It leads to bankruptcies and death. -- nm - TWuG Oct 30, 12:29 2
    - Kim and I have spent $50k on medical bills over the past 8 years. I shudder to think about where we would have been without insurance. -- nm - David Oct 30, 12:33
    - I had to leave show business becasue my "insurer" refused to pay for rehab visits after my ACL surgery. -- nm - Diva Oct 30, 12:31

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I don't think we should allow basic health insurance. The point of the system (and the way it works) is to bring everyone to minimum standards.

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