Andie - I am putting my "insurance Rain Man" persona on now (as Pixie would say) - I've attended several water restoration classes put on by this
company linked - and there are industry standards that have to be met for clean up - removal - and drying based on the water amount and depth penetrated into the drywall - flooring - etc. so as to prevent further mold growth and damage.
Their site has some very good information - but you can also call them and probably get some good answers by phone ... they may even be familiar with the firm doing the work at your unit you are purchasing.
I have friends that work at the one closest to me and if you need "talking points" or help deciphering if they did things right and thoroughly (like someone to review their estimate for repair for what they are doing in the clean up and restoration?) -feel free to fax or email it to me - I will be happy to put it in the hands of my friend to ask her for help.
Water is something our companies FREAK about - they won't let us adjust it - they insist on getting in there rapidly to minimized the damage and especially eliminate any potential for mold ... it's a HUGE buzzword in property casualty insurance and many contracts limit their exposure now because of how costly it can prove.
hopefully it was handled the right way ... I have heard of instances where badly handled water damage prevented financing on a home purchase ... because no insurance company would cover it
so - if you REALLY need leverage - tell them your insurance broker is requesting copies of repair estimates and bills to make sure they aren't taking on a damage exposure that will surface later and could be excluded by the policy