ST Alpha - "STIS: I need some serious advice from the community" (Reading a Post)

SlickerTalk
Search Archives
The Leaderboard
The FAQ

Down to Post

Backboards:

Posts: 160

STIS: I need some serious advice from the community

Posted by Flavorize (aka Flavorize) Jun 11 '14, 07:55

I was in accident on Saturday.

Guy ran a red light and hit my car. Destroyed my car and I went to the hospital.

Guy left a name, address and phone #, with the police, didn't have his insurance card

Just called my insurance company...they tracked the guy down...it wasn't his car and he isn't insured.

Can I sue him and take a settlement from my insurance company?
Or is it one or the other?...anyone been through something similar? Am I just royally screwed?

Any advice would be awesome. Thanks in advance!

Responses:

So very glad you are still with us. - Spawn Jun 11, 08:20
Whoa. Glad you're okay(ish). Hope you're feeling better soon. -- nm - kelly Jun 11, 08:15
Yes, are you okay. Then,let your insurance company. . . - OAE -- You Know Who Jun 11, 08:00
Hope you're doing okay. - spamlet Jun 11, 08:00 6
- Thanks everyone. On an iPhone and typing is slow. - Flavorize Jun 11, 08:08 5
  - the kid may not have assets now but at some point he will want a house - would be hard to do with a judgment against him -he will be calling you to - Pippy Jun 11, 08:15 1
    - good point -- nm - zork Jun 11, 08:26
  - If you're going to do a lawyer, I would have them deal with the insurance company as well. - spamlet Jun 11, 08:13
  - Talk to your insurance company about your coverage before you do anything else. - David Jun 11, 08:10
  - talk to your insurance agent/company first. -- nm - decline Jun 11, 08:09
do you have uninsured motorist coverage? -- nm - Pippy Jun 11, 07:58 4
- This is important. Happened with Drea last year. Driver wasnt insured so she was covered under my insurance and my insurance will go after the guy - Capstern Jun 11, 08:00 3
  - here, if you have no proof of insurance, I believe they write you a ticket at the very least. nm -- nm - groiny Jun 11, 08:01 2
    - they are suppose to in Texas but they don't always follow up on it. its the most important part for the accident victim - Pippy Jun 11, 08:11
    - Yeah they were carting me away, so I'm not sure if they cited him or not I think they took his word that he had insurance - Flavorize Jun 11, 08:10
why did the police not cite him for no proof of insurance? - groiny Jun 11, 07:58
yikes. glad you're okay, first of all. - znufrii Jun 11, 07:58
you can try to sue him but that could be tough getting a settlement. Call your ins. agent and verify if you have an Uninsured motorist clause on your - decline Jun 11, 07:58
whoa, first of all - are you okay? -- nm - Diva Jun 11, 07:57 6
- Yeah . Airbags saved my bacon. - Flavorize Jun 11, 08:00 5
  - whew - glad you are okay mostly. -- nm - Pippy Jun 11, 08:10
  - Yay for modern car safety -- nm - zork Jun 11, 08:04
  - Yeesh. Get better! -- nm - JaxSean Jun 11, 08:04
  - veyr glad you are okay. -- nm - Andie Jun 11, 08:03
  - Oof...glad it wasn't worse. Sorry you're having to go through this -- nm - prayformojo Jun 11, 08:01

Post a message top

STIS: I need some serious advice from the community

Replies are disabled on threads older than 7 days.