with the caveat that I may not know what I'm talking about, here's the way I see the distinction.
Posted by
znufrii
Jul 2 '14, 06:27
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The insurance company acts as an agent of the employer, for the employee's benefit. The employer bears responsibility for the actions of its agent
Whereas if the money is given directly to the employee, the employee is their own agent, and bear responsibility for their own actions.
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Responses:
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