ST Alpha - "Have you shopped around for home/car insurance in the last two years? I really need to do this -- nm" (Reading a Post)

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Have you shopped around for home/car insurance in the last two years? I really need to do this -- nm

Posted by prayformojo (aka mayhem) Sep 2 '14, 09:00

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Responses:

Geico kicks ass in NY. So much more inexpensive than the others -- nm - CQ Sep 2, 09:28
If you use Geico...ask them if your area has an adjusted or new rate schedule.... - Capstern Sep 2, 09:27
I just did. brand new car with turbo added $200 per year to my old state farm policy. my new travelers policy is $160 per year less combined. -- nm - peggy ann m Sep 2, 09:04 13
- oh, and something to add: when I called state farm, they said "you should have called us. we likely could have lowered your rate." they don't review - peggy ann m Sep 2, 09:10 11
  - but ... you did call them when you were adding the new car - why wouldn't they review it at that time? we do here ... -- nm - JenBro Sep 2, 09:11 10
    - nope. they didn't do anything except swap car for car. no inquiry. nuts, right? -- nm - peggy ann m Sep 2, 09:13 9
      - sigh ... they took you for granted - stats for our industry say people mostly switch because of that very reason - JenBro Sep 2, 09:15 2
        
        oh! like you care but they also "somehow missed" the cancellation of my renter's policy. I got my auto refund check, but the renter's check - peggy ann m Sep 2, 09:21 1
        
        smh -- nm - JenBro Sep 2, 09:40
      - I found this out when I called for info for the flooded cars. - groiny Sep 2, 09:15 5
        
        for comprehensive? 500 is usually a collision deductible? -- nm - JenBro Sep 2, 09:17 4
        
        I don't know, I asked about flood damage, and they said for one car it would be worth it, the other no. - groiny Sep 2, 09:18 3
        
        One of those companies that progressively drops your deductible? -- nm - Cuzzin Todd Sep 2, 09:22 2
        
        I would think they would drop them for both cars? - groiny Sep 2, 09:24 1
        
        I think what he means is - if you don't have a claim - the deductible drops each year -- nm - JenBro Sep 2, 09:34
- :) Happy to hear they won your business! -- nm - JenBro Sep 2, 09:09
yes - I shop it every year - AAA is great but I want Amica -- nm - Epiphany Sep 2, 09:03 2
- really? how do you shop it annually? ind agent? -- nm - peggy ann m Sep 2, 09:04 1
  - I make calls to the top 4 -- nm - Epiphany Sep 2, 09:31
Yes, and Geico really was much cheaper than the alternatives. -- nm - Inigo Sep 2, 09:01

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