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In response to "the inception to date (1976) return on the Vanguard S&P 500 is 11.11% with a 0.17% exp ratio" by decline

Do you have a chart handy for him. I was looking for the one I have filed away. Showing what fees will do to your compound interest?

It's an amazing thing to see. Tens of thousands of dollars lost, because of fees.

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