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In response to "signing-up for the home-depot offered credit watch reminded me to check credit scores where I can for free - right now, credit karma has me 49 points " by b.

my CK is always 30-40 below actual (cap one, barclay) for me. when I bought my car, I was 739 CK and 802 BoA.

I think the takeaway here is "free credit score from cards is way more accurate than CK."

note that barclay is my most un-accurate. cap one is usu pretty close to CK. (I don't have discover.)


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