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If I did the CWide offer, 4.5%

that's for a 30yr.

I'm tremendously worried my job disappears within 15months so I'd like for the lowest payment possible in case...but I'm current 4 years into a 20yr.

I don't know if I wanna add that extra 14 years back onto the loan term just out of fear i'm going to lose my job and have trouble finding another one.


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