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In response to "I didn't budget saving all that well, so this is kind of a step up and in the right direction. 10% might be steep, but it's a nice number." by Qale

FWIW, budgeting at any (non-Trump income) is tough IME

We tend to fill our spending/budget to what we make and therefore giving to retirement 'hurts' because it feels like taking way. I can only offer that as long as you are covering your bills and expenses, 10% is good if you can maintain it (Also FWIW, I am giving 10% and wish I was giving more, but my budget ........ etc, etc)

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