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Don't want to get a log cabin but went for a walk to do a walk by on a house for sale and something dawned on me.

I haven't done any math yet but my reason for not seriously looking to buy right now is to build up a bigger down payment so I have to borrow less. But if interest rates are pretty certain to rise it might be all moot any way. Getting a fixed rate on a higher borrowed amount now might wind up being the same as getting a fixed rate on a lower borrowed amount later. Not saying that means I'm buying a house tomorrow, but if the assumption is correct the self imposed delay might be irrelevant.

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