ST Alpha - "holycrapoly. I just discovered that my sister opened a new hsn credit card in february and charged more than 4k since then." (Reading a Post)

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holycrapoly. I just discovered that my sister opened a new hsn credit card in february and charged more than 4k since then.

Posted by b. (aka starrynit) Jul 16 '15, 14:53

that's just stuff that hsn sells.

this is the sister with Big health and hoarding and spending issues. she owes me a tremendous amount of money, and I'm the only reason she has decent credit.

I pay almost all of her bills for her (mostly from her account, except when it's not); but she hid this one from me. after going past her limit and not having room for some split-payment payments and having multiple $35 late fees, she made some deal with them to have them auto-deduct $90 a month. the interest is 100+ a month.

I feel sick. :( -

Responses:

I feel slightly better - it looks like the ~100+ finance charge is only when there are late fees. - b. Jul 16, 16:04
Im sorry b - eag Jul 16, 15:48 1
- thank you; and, yes, that's her. - b. Jul 16, 15:54
[deleted] 1
- I know you know. -- nm - b. Jul 16, 15:39
Sorry, b. - spamlet Jul 16, 15:31 1
- thank you. - b. Jul 16, 15:36
you may need to do credit monotoring on her (if you are going to continue to try to help) - where you set alerts? I *think* it's possible? - JenBro Jul 16, 15:18 3
- that's not a bad idea, and it may come to that - thanks. - b. Jul 16, 15:32 2
  - You can freeze her credit and opt-out of prescreened offers. - TWuG Jul 16, 15:38 1
    - I will look into that, thanks! - b. Jul 16, 15:42
well, what' she get? - Max Jul 16, 15:01 6
- Ultra HD TV -- nm - Bacon Jul 16, 15:10
- all.the.stuff. I saw boxes at her house - she and her friend swore that things had been returned; but the boxes were still there, which made me - b. Jul 16, 15:06 4
  - listen to hyde - mud Jul 16, 15:17 3
    - maybe I should have said I wanted girl responses. ;p - b. Jul 16, 15:23 2
      - Isn't she married? What does her husband say/do about this? -- nm - kelly Jul 16, 16:18 1
        
        she is. - b. Jul 16, 16:38
oof -- nm - JaxSean Jul 16, 15:00
that is not a thing that should exist. - Reagen Jul 16, 14:58 1
- she has some accounts that have close to 30% interest. it's just so gross. -- nm - b. Jul 16, 15:01
that sucks, sorry....nm - x Jul 16, 14:56 5
- I have worked to do that so many times. it's much easier said than done in a lasting way. -- nm - b. Jul 16, 14:59 4
  - i understand. but there comes a time....nm - x Jul 16, 15:10 3
    - I really have worked at it. the harshest had her turn to our mom, who could not afford to help but did. - b. Jul 16, 15:19 2
      - ack...nm - x Jul 16, 15:32 1
        
        thank you, I appreciate it. -- nm - b. Jul 16, 15:37

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holycrapoly. I just discovered that my sister opened a new hsn credit card in february and charged more than 4k since then.

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