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2016 Healthcare Group Benefit Shennigans starting now - tobacco surcharge for the 1st time - their definition is head scratching

a tobacco user is anyone who has used nicotine in the past six months, regardless of frequency. Nicotine products include cigarettes, cigars, pipes, hookah, kreteks (clove cigarettes), electronic/e-cigarettes.

really e cigs?? hmmm.

I'm sure we will have fat surcharge in the next 5 years.


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