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In response to "2016 Healthcare Group Benefit Shennigans starting now - tobacco surcharge for the 1st time - their definition is head scratching" by Pippy in a bustle

E-cigs can contain nicotine and the long-term effects of the other ingredients isn't completely clear yet.

So this is a bit of covering their bases so if something other than the nicotine has long-term deleterious effects, they'll have accounted for that added cost in treatments.

And we already have fat surcharges in that a LOT of our health issues that insurance covers are obesity related and already priced into the premiums.


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