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In response to
"hmm, refinance with a drop of 1% to my rate, reduce the premium period to 20 yrs, increase payment by $20 a month (sounds like a good idea right?) -- (edited)"
by
Truman
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Do you get a lower rate for going to 20? You can always do 30 and pay on a 20 schedule to get some flexibility.
Posted by
spamlet
Feb 29 '16, 13:27
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We ended up on a great rate to go to a 15 yr the last time we re-fied but that's what our plan initially was.
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Responses:
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