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In response to "Circumstances change. If I take out a mortgage to buy a house, and then I lose my job and can't keep up payments, and renegotiate a new deal with the " by Roger More

The difference is your example; you can't pay. We can.

he's used to going broke and giving cents on the dollars to his creditors because cents is better than nothing.

We ain't going broke...but he's trying to shave a few bucks off the back-end; oblivious to the real damage even suggesting that does.


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