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In response to
"Penny pinching poll: Is your approach to cost saving cutting out the little things, haircut across the board, or focus on major expenses? -- nm"
by
Max
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I bank extra money (annual bonus, tax return, extra budget from under budget months) into a bit of a 'funny money' pool
Posted by
ty97
Dec 16 '16, 12:02
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That I can then use toward unexpected expense, things I want to splurge on, and to offset any months where I go over budget.
This is separate from my actual savings that is part of my monthly budget and gets pushed over to savings and left there.
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