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In response to
"What is the credit score impact if I cancel the card after the first year? -- nm"
by
James Bond (aka on phone)
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Like all credit issues, it just depends. Getting this card will spike your available credit. When you close, you'll lose that.
Posted by
David (aka David)
Jan 9 '17, 06:42
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If you are carrying balances on other cards, they'll suddenly seem out of proportion based on debt to available credit ratio.
If you aren't carrying a significant balance, it shouldn't impact you much.
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