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Posts: 155

Can we also take a minute to mock ty97 for playing Bingo last night. The only acceptable Bingo is drunken Vegas bingo -- nm - oblique, SuperFeud Champion and Tenth Astronaut Oct 20, 10:07 5
- [deleted]
- He did post how he is loving getting old. Plus if we mock him, I won't find out if he won any prizes -- nm - crash davis Oct 20, 10:13 1
  - One ticket to the all you can eat 3pm supper buffet at the Old Country Buffet -- nm - oblique, SuperFeud Champion and Tenth Astronaut Oct 20, 10:13
- I'm not sure the Gay Mafia would have allowed him out of Florida without doing it. -- nm - Reagen Oct 20, 10:08 1
  - Secret handshake is exchanging bingo cards -- nm - budice Oct 20, 10:09
Old man calling bingo last night "I-16, I-16. That's my wife's age" - ty97 Oct 20, 10:03 1
- wow. Harvey Weinstein has really hit rock bottom -- nm - oblique, SuperFeud Champion and Tenth Astronaut Oct 20, 10:06
OMG, VW is really gonna build that electric Bus -- (link) - spamlet Oct 20, 10:02 2
- I always liked those, but the new one looks a teeny bit too minivan -- nm - ty97 Oct 20, 10:04 1
  - Yeah, stupid aerodynamics. -- nm - spamlet Oct 20, 10:34
Yo, when you take a distribution from a 401k, do you get taxed on the gains made by the investments? -- nm - ty97 Oct 20, 09:54 21
- It depends. - znufrii Oct 20, 09:56
- yes (unless it's an after tax contribution) -- nm - decline Oct 20, 09:54 18
  - My father's trying to argue that Roth 401k is better because of this -- nm - ty97 Oct 20, 09:55 17
    - it really depends and is somewhat unpredictable. Roth you pay the tax now at your current rate - will that rate be higher, or lower than your rate at - decline Oct 20, 09:57 11
      - But even if the marginal rate is lower in retirement, you’ll be paying it on a multiple of your contribution, thanks to compounding. - znufrii Oct 20, 09:59
      - But it's not just the rate, right? - ty97 Oct 20, 09:59 9
        
        well it depends, the distribution from the roth 401k must be qualified to avoid taxation on the earnings -- (edited) - decline Oct 20, 10:04 5
        
        I'm trying to decide if I should maybe consider going Roth (but probably wont unless forced) - ty97 Oct 20, 10:06 4
        
        you should also consider your net check needs. Maxing a Roth contribution will see a smaller net paycheck every payperiod -- nm - decline Oct 20, 10:12
        
        I see a lot of people (in the plans that have both) sort of hedging their bets and contributing to both -- nm - decline Oct 20, 10:09 1
        
        [deleted]
        
        Here, you want to get a headache? -- (link) - decline Oct 20, 10:07
        
        Correct, if it’s a qualified distribution. -- nm - znufrii Oct 20, 10:00 2
        
        BAH! This is (FWP) difficult! -- nm - ty97 Oct 20, 10:01 1
        
        That’s why I have my spreadsheets! -- nm - znufrii Oct 20, 10:03
    - [deleted] 4
      - My parents taxes are lower now, I'm pretty sure *but* if they would have had the Roth option, they would have paid tax on contributions only - ty97 Oct 20, 09:58 3
        
        [deleted]
        
        It depends on your investment horizon, tax profile, and assumptions as to returns and future taxes. -- nm - znufrii Oct 20, 10:02 1
        
        But....but.... -- (link) - ty97 Oct 20, 10:03 [Backboard]
- Yes, that's why the MRD exists. -- nm - spamlet Oct 20, 09:54
wow. Dusty Baker is out -- (link) - prayformojo Oct 20, 09:53
Well done headline writer -- (link) - LMS Oct 20, 09:46
Billy Corgan on the Howard Stern Show, wherein he tells us of his paranormal experience. -- (link) - Mop Oct 20, 09:40 1
- Lizard people? -- nm - Spawn Oct 20, 09:42
Putin says Canada playing 'political games' with newly-adopted Magnitsky law -- (link) - mud Oct 20, 09:39 4
- get ready for social media trolls -- nm - crash davis Oct 20, 09:49 3
  - I'd be shocked if they weren't already here. -- nm - Reagen Oct 20, 09:50 2
    - I still maintain that 2015 would make sense for mischief from Russians though I can't point exactly to what form it may have taken. - Name Withheld by Request Oct 20, 10:12 1
      - I don't see where they'd find comfort, other than trying to prop up the PQ. -- nm - Reagen Oct 20, 10:24
I love how Bitcoin is always crashing and then it his a new all-time high. Please, by all means, be sure to post the next Bitcoin panic article. -- nm - Mop Oct 20, 09:37
I'm sure we've done this before, but: In school, did you learn how to diagram sentences? Would you still be able to do it? -- nm - prayformojo Oct 20, 09:37 9
- I'm not sure I know the formal way to do it. -- nm - Reagen Oct 20, 09:49
- yes, and no, and I lead a rebellion against in my junior year English class - crash davis Oct 20, 09:47
- I had to look up what it meant and it ended up being a big fat no. -- nm - Shaun Oct 20, 09:43
- no. no. -- nm - tRuMaN Oct 20, 09:41
- Yes, in second or third grade, I think. No clue how to do it today. -- nm - znufrii Oct 20, 09:39
- I think so, absolutely not. -- nm - groiny Oct 20, 09:38
- Yes. No, I'd need a refresher. -- (edited) - ty97 Oct 20, 09:38 2
  - this -- nm - Spawn Oct 20, 09:44
  - heh - prayformojo Oct 20, 09:39
Today's IPO on the other site has given me an earworm. -- nm - LMS Oct 20, 09:36
why is no one discussing pmb's "going to pick out a puppy" post from this morning? pmb - tell us everything! -- nm - Andie Oct 20, 09:36 1
- My wife has been pushing for another dog for a while. She has reserved one from a breeder in Indiana (just across the border). I'm more hesitant -- (edited) - pmb Oct 20, 09:45
Azuki, the hedgehog who loves to camp. -- (link) - Mop Oct 20, 09:36
Star Wars Battlefront 2's single player campaign should clock in at about 5-7 hours. -- (link) - Shaun Oct 20, 09:28 6
- What was the campaign on the first one like? -- nm - Spawn Oct 20, 09:30 5
  - Not applicable. -- nm - Shaun Oct 20, 09:31 4
    - Ah, there wasn't one? -- nm - Spawn Oct 20, 09:32 3
      - Correct. -- nm - Shaun Oct 20, 09:33 2
        
        Thanks. When I saw the above post my first thought was, "I should get the first one for cheap now, just to play the campaign." -- nm - Spawn Oct 20, 09:36 1
        
        Yeah, that's not a good plan. -- nm - Shaun Oct 20, 09:39
Abby just read a YA book and was very intrigued by its construction in which each chapter is narrated by a different character - prayformojo Oct 20, 09:27 4
- and Game of Thrones -- nm - Reagen Oct 20, 09:50
- What was the name of that? Where they all different colors/fonts to indicate that? - spamlet Oct 20, 09:37 1
  - this one was "Because of Mr. Terupt" - published in 2011, so it's probably not the one you're thinking of -- nm - prayformojo Oct 20, 09:38
- and watching Rashomon -- nm - crash davis Oct 20, 09:28
What are ST's thoughts on timeshares? We had some time and went to 2 presentations to get the free goods. -- (edited) - James Bond (aka on phone) Oct 20, 09:26 18
- My in-laws were part of a vacation group that had houses all over the country and the world. If your family is the right size, it can be very cool. - volnelk Oct 20, 10:03
- in the day and age of Hotels.com and the like, I have no idea why anyone would do this. - groiny Oct 20, 09:48
- If it's some place you want to go every year and are committed to that it can have some benefits. The option to trade your place for another one some - pmb Oct 20, 09:35 2
  - Currently the numbers make no sense and we won't be doing it but we certainly wouldn't want to go to the same place every year. - James Bond (aka on phone) Oct 20, 09:41 1
    - Some of the hotel related clubs can work a little better, but even then, those points can get complicated as to how they can be used. -- nm - pmb Oct 20, 09:47
- by and large, they're a bad idea. Know going in that they're virtually impossible to sell if/when you realize you don't really use it - prayformojo Oct 20, 09:34 3
  - Yeah, I saw they go much cheaper on the secondary market. -- nm - James Bond (aka on phone) Oct 20, 09:38 2
    - Many have negative value on the secondary market. - psilotum Oct 20, 09:46 1
      - Yeah, the annual maintenance fee was like 2k+ :/ -- nm - James Bond (aka on phone) Oct 20, 09:52
- My brother has one - he uses it to take the kids to Disney every year -- nm - decline Oct 20, 09:31
- I have absolutely no use for them. -- nm - znufrii Oct 20, 09:29
- I loved the free steak dinners I got when I used to go to the presentations, but I'd never get one. -- nm - crash davis Oct 20, 09:29
- I am a huge proponent of Disney’s but no one else’s. -- nm - David Oct 20, 09:28 5
  - What makes the Disney one better? I assume you cam venture outside of disney too? -- nm - James Bond (aka on phone) Oct 20, 09:34 4
    - Give me 30 minutes. I’m into something. -- nm - David Oct 20, 10:00 1
      - the cookie jar? -- nm - crash davis Oct 20, 10:04
    - Quality control and location, I would imagine. -- nm - Spawn Oct 20, 09:39
    - I expect David likes the ones at Disney proper, but Disney has timeshares all over the world, not just at Disney parks -- nm - ty97 Oct 20, 09:37
My summary plan description is *118 pages* guys -- nm - ty97 Oct 20, 09:26 12
- [deleted] 4
  - My spreadsheets are awesome. -- (edited) - znufrii Oct 20, 09:48 1
    - can/do -- nm - ty97 Oct 20, 09:55
  - I'd rather create five spreadsheets detailing the reasons I don't want to read all that horrifically boring legalese written by some putrid lawyer. -- nm - ty97 Oct 20, 09:40 1
    - [deleted]
- 118 pages of highly entertaining reading too! -- nm - decline Oct 20, 09:29
- I've never looked at mine. We also match at the end of the year but have done it forever. - spamlet Oct 20, 09:29 1
  - Found it! 20 pages long and you do have to be employed at the end of the year. -- nm - spamlet Oct 20, 09:34
- I mean seriously decline? -- nm - ty97 Oct 20, 09:28 3
  - just think, that's the summary. The whole document will be 2-3x as long (and I get to read those on occasion) -- nm - decline Oct 20, 09:30 1
    - No wonder you drink -- nm - ty97 Oct 20, 09:31
  - The plan also makes references to 2012 and 2013 limits and includes the phrase - ty97 Oct 20, 09:30
"22 nearly unbearable seconds": The Megyn Kelly Story -- (link) - prayformojo Oct 20, 09:22 2
- *reads the URL and becomes convinced that not clicking is the way to go* -- nm - crash davis Oct 20, 09:25 1
  - It is Washington Post, so you can't see it anyway. -- nm - Spawn Oct 20, 09:32
The Washington Nationals will be looking for a new manager as Dusty Baker will not be re-signed. -- (link) - Will Hunting Oct 20, 09:22 1
- this is my shocked face -- nm - groiny Oct 20, 09:24
"Oh, you 3D printed...." -- (link) - prayformojo Oct 20, 09:18 2
- ha -- nm - Andie Oct 20, 09:19
- funny and painful -- nm - crash davis Oct 20, 09:19
FF: Alex Smith is a beast but KC DEF gave me pain -- nm* - oblique, SuperFeud Champion and Tenth Astronaut Oct 20, 09:14 1
- Fwiw, one BF matchup in Vamps has OAK DEF vs KC DEF Both -3 on the night -- nm - budice Oct 20, 09:19
97, I saw an article on some idiot page about how the Democrat in NJ was making a mistake for tying the GOP guy to Christie. - Will Hunting Oct 20, 09:14 7
- That is pretty much THE reason the GOP candidate is tanking. - ty97 Oct 20, 09:16 6
  - There is no way she can't be tied to him - she was his LT for 8 years -- nm - decline Oct 20, 09:18 5
    - She's appeared to try valiantly to distant herself regardless. - ty97 Oct 20, 09:19 4
      - yeah, I get to watch the ads on tv daily :( -- nm - decline Oct 20, 09:22 3
        
        oof, sorry. I thought you might be *just* far enough away to escape them. - ty97 Oct 20, 09:27
        
        I don’t get those as much as the south jersey state senate races. Ugh. - znufrii Oct 20, 09:24 1
        
        oh, yeah, I've got that one too -- nm - decline Oct 20, 09:32
FWIW, this is the tax reform silly season. Those "proposals" are being highlighted by the financial services industry. -- (edited) - spamlet Oct 20, 09:13 1
- And, this. - znufrii Oct 20, 09:16
I wonder if General Kelly dreads the possibility of Trump ever saying the word "Niger". -- nm - Mop Oct 20, 09:12 1
- SNL's Weekend Update made the joke that it will be a challenge to his autocorrect. -- nm - crash davis Oct 20, 09:17
2016 seems so long ago. - ty97 Oct 20, 09:09 1
- *blink* -- nm - Spawn Oct 20, 09:09
In Germany, there's a 'wholesale collapse of wild insects' happening - crash davis Oct 20, 09:04 7
- doom? -- nm - oblique, SuperFeud Champion and Tenth Astronaut Oct 20, 09:07 1
  - possibly? -- nm - crash davis Oct 20, 09:11
- I'm hopeful that this just an echo of the neo-nicotinoid wave - Reagen Oct 20, 09:06 3
  - I quit smoking 6 yrs ago! -- nm - mud Oct 20, 09:10
  - I wasn't aware that they got banned -- nm - crash davis Oct 20, 09:10 1
    - partially banned and highly regulated in Europe, on the way to a full ban. -- nm - Reagen Oct 20, 09:20
- Gonna have to pay retail. -- nm - Spawn Oct 20, 09:05
*puts on Bitcoin $6,000 hat* -- (link) - budice Oct 20, 08:58 6
- I fail to see how this doesn't end in tears. -- nm - Reagen Oct 20, 08:59 5
  - $95 billion can’t be wrong! -- nm - znufrii Oct 20, 09:28
  - I’ve been meaning to talk to you about starting a coin fund. - David Oct 20, 09:27 2
    - maybe on a small level - Reagen Oct 20, 10:07 1
      - That's absolutely what I mean: somewhere between $100 and $1,000 each. Then, we run it like an HSX port. -- nm - David Oct 20, 10:12
  - That's what happens when you put on a hat full of fireants -- nm - ty97 Oct 20, 09:08
Re: VA, the Dem candidate is a good candidate issue wise but "boring." Many Bernie type supporters wanted Perrielo which is what I worry about. - MDH Oct 20, 08:56 1
- Kinda said that we need 'exciting' candidates over 'solid, boring' candidates (not to say Perrielo wasn't solid) - ty97 Oct 20, 09:08
Great Tits Are Evolving Longer Beaks Because of Bird Feeders - crash davis Oct 20, 08:56 7
- *marks as NSFW* -- nm - oblique, SuperFeud Champion and Tenth Astronaut Oct 20, 08:58 2
  - They really are cute little birds. When you get a chance today at work, you should google Great Tits -- nm - crash davis Oct 20, 09:02 1
    - Pictures speak for themselves -- nm - budice Oct 20, 09:06
- I mean I get what they're saying, but I hate when the process is anthropomorphized - Reagen Oct 20, 08:58 3
  - The idea of a short term human hand in the evolution of a non-domesticated species fascinates me. Plus I like Great Tits -- nm - crash davis Oct 20, 09:01 2
    - Anyone who can't appreciate a Great Tit is missing out on life - Reagen Oct 20, 09:05 1
      - I agree there is no direction to it. But the idea of a wild species adapting to a human hobby strikes me as interesting. -- nm - crash davis Oct 20, 09:09
"On closer inspection, these are Kinder eggs." -- nm - Reagen Oct 20, 08:55
"Snakes Outta Compton" trailer.... -- (link) - Remlik Oct 20, 08:54
Dodgers' owner promised Kike Hernandez $1 million for Puerto Rico if he got on base twice. After the 2nd home run, he promised another $1 million if - jnine Oct 20, 08:53 2
- It'll be a good story for the World Series, Puerto Rico could use the help. -- nm - budice Oct 20, 08:56
- Nice -- nm - ty97 Oct 20, 08:54

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