ST Alpha - "well it depends, the distribution from the roth 401k must be qualified to avoid taxation on the earnings -- (edited)" (Reading a Post)

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In response to "But it's not just the rate, right?" by ty97

well it depends, the distribution from the roth 401k must be qualified to avoid taxation on the earnings -- (edited)

Posted by decline (aka Decline) Oct 20 '17, 10:04

Qualified distributions must meet the following criteria:

You must be over 59 1/2.
You must have begun your roth contributions more than 5 years ago.

Or you must be deceased or totally disabled

Responses:

I'm trying to decide if I should maybe consider going Roth (but probably wont unless forced) - ty97 Oct 20, 10:06 4
- you should also consider your net check needs. Maxing a Roth contribution will see a smaller net paycheck every payperiod -- nm - decline Oct 20, 10:12
- I see a lot of people (in the plans that have both) sort of hedging their bets and contributing to both -- nm - decline Oct 20, 10:09 1
  - [deleted]
- Here, you want to get a headache? -- (link) - decline Oct 20, 10:07

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well it depends, the distribution from the roth 401k must be qualified to avoid taxation on the earnings -- (edited)

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