ST Alpha - "That is a great point. I was actually looking up some of those details this past summer." (Reading a Post)

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In response to "Related question - how many Americans choose their healthcare insurer? -- nm" by Roger More

That is a great point. I was actually looking up some of those details this past summer.

Posted by ReluctantCynic (aka ReluctantCynic) Oct 3 '18, 16:45

About 68% of the people covered by health insurance are covered by employer-provided plans.

And about 60% of people with employer-provided plans are offered a choice in different plans (the other 40% just get the single plan offered).

And then -- to peel the onion back even further -- only about 30% of people able to pick different plans can pick different plans from different insurance companies.

So, bottom line, of all the people covered by health insurance, only 15% of them (approximately) can chose their own insurance company, but about 40% at least have the option to pick among a few different plans.

Responses:

Thanks, I’ve always wondered. Who are the 32% not covered by employer provided plans? - Roger More Oct 3, 16:58 2
- That's pretty much it. - ReluctantCynic Oct 3, 17:25 1
  - Right, the percentage of us folk on Medicare are likely a good part of that. And we have a choice of which plan to go with. -- nm - Meg Oct 3, 17:55

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That is a great point. I was actually looking up some of those details this past summer.

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