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In response to "Yeah, there's going to be a big awakening in a few weeks when a large % of the "middle class" gets much smaller refunds or owes -- nm" by MDH

I claim single zero to avoid surprises. I know I'm loaning money to the government by doing so, but

frankly the escrow account on my house is so f*cked and requires such constant attention that I don't want to deal with yet another "self-escrow" situation.

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