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In response to "No, I mean there's an implied interest rate you earn from the bonus based on how much deposit is required." by Reagen

Ah. Well right now the money is just sitting in my credit union account.

Actually earning less interest. It's cash I've been setting aside to put a down payment on for a car next year. So I didn't want to tie it up in investments. That account only earns 1.4% interest. So I'd actually come out ahead both ways.

Granted I don't know jack about investing or any of that stuff in general.


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