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LYC: I'm sure you're all tired of my CC rewards talk but had a question... -- (edited)

Posted by oblique (aka kkuphal) Feb 11 '20, 07:33

So the other day I posted about revamping my card usage. I got the Hyatt card (wife's application) for the free annual night plus their link with AA and last night I bought my son's AA flight to Prauge for his choir trip as well as booking our hotel for our Denver college visit trip. This weekend I also upgraded my old "MileagePlus Awards" card to Explorer so that I get the 2 one-day lounge passes as well as the $100 TSA credit.

I noticed, however, that Hyatt has more limited selection for our "everyday" travel and I was certainly wanting to take advantage of more TSA credits (I'll probably use the above $100 for my son's Global Entry). I'll be getting Sapphire Reserve in a year or so which includes one but in the meantime, I was eyeing the IHG card which gives instant Platinum status as well as a free night for the $100 fee (plus another $100 TSA credit). No brainer.

Am I going to run into any issue applying for the IHG Chase card (this will be our...6th card between my wife and I, my 4th) since I was also an authorized user on her Hyatt application? Should I include her on the IHG or will that cause any issues with the Sapphire Reserved application for her later on?

Responses:

I'm not tired of the talk. I find it fascinating. churning is a skill. I want to learn it. - Pippy - Janky Jinx Feb 11, 07:58 5
- i don't churn, but i'll get a good card a time or two a year when they pop up, but it's a lot of work otherwise. - colin Feb 11, 08:19 1
  - other thing to be smart about - put a calendar reminder on for a year from when you get it so you can remember to cancel. - colin Feb 11, 08:21
- It’s getting to be almost too late - spamlet Feb 11, 08:01 2
  - I don't have the time to be crazy about it, but I do need to increase my benefits. I'm lazy and its a lot to keep up with -- nm - Pippy - Janky Jinx Feb 11, 08:10 1
    - I can’t be bothered. I’ll stick with the 2% back from my Fidelity card. -- (edited) - znufrii, human scum Feb 11, 08:16
If you open more than 5 cards from any issuer in 24 months (rolling) you’ll be auto denied by Chase. - spamlet Feb 11, 07:39 5
- Also, I just have to time this right. I should finish off the $3k for the base Hyatt rewards and then apply. The next $3k gets another 25k Hyatt but - oblique Feb 11, 07:49
- Cool. Then we should be fine. I've had my Chase United forever (other than the upgrade which didn't change the card number) as well as Amazon and - oblique Feb 11, 07:41 3
  - It is *any* issuer not just chase so that includes store cards, etc. - spamlet Feb 11, 07:59 2
    - Hmm. I think I'm still OK then on my side. Will have to keep an eye on that for my wife's side -- nm - oblique Feb 11, 08:07 1
      - Just use Credit Karma to see how many you have. - spamlet Feb 11, 08:08
Also, regarding TSA, that should end up where I have - oblique Feb 11, 07:35 1
- But I don't think I'll have any of this done in time for our March travel especially since I really should do the Global Entry and not just the TSA - oblique Feb 11, 07:46

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LYC: I'm sure you're all tired of my CC rewards talk but had a question... -- (edited)

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