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Tip: If anything, you're likely to see your interest rate go down on your high-yield savings accounts. Ally has a No Penalty 11 month CD currently at

1.50% ($5k) -> 1.75% ($25k) that you can lock in

Discover looks to have already knocked my HYSA down to 1.5% from the 1.7% I had a couple months ago. This is not a bad way to protect your interest for your savings cash.


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