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In response to "I’ve obviously heard of people deriving income from their retirement accounts but not from dividends. Unless I’d saw that this was a significant probl" by JackDawson

There are a number of companies that provide a dependable regular dividend at a higher rate than something like a bond. It's not without risk since

it is a stock, but for some people that higher return is worth the risk or necessary to meet their needs. It can provide a fairly regular quarterly income.

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