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In response to
"ST fund advisers. if my company decides they are not matching 401k, should I stop making my contribution until they start matching again? and use "
by
Epiphany the Scamp
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don't contribute unless they're matching. reasons inside...
Posted by
colin (aka colinski)
Apr 21 '20, 14:29
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401(k) accounts have limited choices, some of those choices have fees. you'll have better control over your money if you do something like a zero fee Fidelity or Vanguard index fund through a Roth IRA, plus that money is more accessible through the Roth. 401(k)s are only nice due to the contribution, i wouldn't choose them otherwise.
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