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In response to "obviously not that simple, ty -- nm" by decline

After two hour on hold, the person I finally spoke too couldn't tell me

A) why it is taking so long for funds to clear
B) why it says in the system to wait until *January 6* even though it should take no more than 1-4 days and had already been 3 days

and just told me to wait until Jan 6.......


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