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In response to "I started last year with a rollover at Charles Schwab. I also set up a Roth IRA account which is very easy. -- (edited)" by Max

I’m assuming by sectors, you mean asset classes (domestic equity, foreign equity, fixed income, etc.)? -- (edited)

“Sector” usually refers to industry classification (technology, healthcare, etc.), which is significantly more narrow than what a broad based index fund will target.

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