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In response to "From B2, I think the argument has been that most(?) student debt is tied to grad school, and people with graduate degrees tend to be higher earners. -- (edited)" by znufrii

Here is a broad breakdown from a Fed report last year.

The highest-income 40 percent of households (those with incomes above $74,000) owe almost 60 percent of the outstanding education debt and make almost three-quarters of the payments. The lowest-income 40 percent of households hold just under 20 percent of the outstanding debt and make only 10 percent of the payments.

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