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In response to "True. But then you are pressured/required to use them for specific things in specific time frames. "Freedom" -- nm" by Spawn

Well, that also is the value of the Chase points. I can transfer them as miles or pay myself back (1.5x value) or use them in a variety of ways

I've found it to be quite flexible even during the pandemic when we weren't travelling. I certainly get not wanting to have to think about it, it is an opportunity cost though as there are ways to get a lot more value out of your spending.

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