ST Alpha - "ST Poll: What is your ratio of Visa/Mastercard/AMEX/Discover? -- nm" (Reading a Post)

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ST Poll: What is your ratio of Visa/Mastercard/AMEX/Discover? -- nm

Posted by oblique (aka kkuphal) Aug 13 '21, 11:13

(No message)

Responses:

2/3/1/1 -- nm - Max Aug 13, 12:40
I have no clue - 1 Discover each, 1 single AMEX and multi Visas and MC - Pippy Aug 13, 12:28
6/0/1/1 -- nm - chicken daddy Aug 13, 12:15
2/1/0/0/ -- nm - Andie Aug 13, 11:57
This may be a stupid question, but why would you have more than 1 of each? Unless you're counting debit cards too? -- nm - pmb Aug 13, 11:55 12
- extras for when we lose the others -- nm - Max Aug 13, 12:40
- you get the sign up rewards, then downgrade to the no-fee version. it takes a number of years of zero use for them to close it for you. - chicken daddy Aug 13, 12:16
- debit -- nm - loosilu Aug 13, 12:05
- Different rewards programs, which are better in different places. - Reagen Aug 13, 12:00 1
  - Yup. -- nm - David Aug 13, 12:15
- I have 6 VISA cards - oblique Aug 13, 11:57 5
  - Seems like a lot of effort. Definitely some benefits to be had if you're really always caught up on which is which, but definitely not enough for me - pmb Aug 13, 12:05
  - i think this would stress me out, i like to pay off everything in full each payday. having so many to keep a close eye on seems stressful. -- nm - Andie Aug 13, 12:00 3
    - I do the same. Not too big a deal. I use Quicken to manage finances so I have reminders for each of them set up -- nm - oblique Aug 13, 12:01 2
      - Half of mine basically see no use - Reagen Aug 13, 12:09 1
        
        Yeah, I've had some closed over the years due to lack of activity. -- nm - David Aug 13, 12:15
- i actually do have 2 visas. one is my oldest card and i keep it for my credit rating, it has 2 small recurring charges. the other is my points card - Andie Aug 13, 11:57
50/50 between MasterCard and Discover. I only had the Discover until they came out with the Apple Card. -- nm* - Tim Aug 13, 11:36 9
- Sorta wild to see Discover added in with the other 3 - I don't think anyone offers one up here nor is there any wide spread acceptance of it. -- nm - Reagen Aug 13, 11:54 8
  - It was 1998, I was old enough and there was a table set up right outside the student union food court. - Tim Aug 13, 11:59 1
    - The dings for applying are only temporary. -- nm - Reagen Aug 13, 12:01
  - That is like AMEX, to me. -- nm - Spawn Aug 13, 11:59 5
    - Amex to me is a very 'business' card. -- nm - Andie Aug 13, 12:00 3
      - AmEx is the best run of all credit cards imo. Their deals are easy to add and require no work on my end. - David Aug 13, 12:14
      - I use that more than any other. It's expensive, but the benefits tend to pay for them. -- nm - pmb Aug 13, 12:06
      - They're branching out. The Cobalt is their "hey there fellow kids" card. -- nm - Reagen Aug 13, 12:03
    - Diner’s Club! -- nm - Tim Aug 13, 12:00
1/0/0/0 (2/0/0/0 if we're counting debit card) -- nm - Cuzzin Todd Aug 13, 11:34
0/1/1/0. MC is heavy use everyday card. AX is internet only purchases. -- nm - Baron and Barratry Aug 13, 11:32
6/1/0/1 - oblique Aug 13, 11:31
4/1/2/2 -- nm - Mop Aug 13, 11:29
1/5/1/0 -- nm* - Reagen Aug 13, 11:29
1/1/1/0 -- nm - decline Aug 13, 11:29
4/1/3/0 -- nm - David Aug 13, 11:28
nice try, narc! -- nm - prayformojo Aug 13, 11:27
1/1/0/0 , but the only reason I keep my (free) Mastercard nowadays is that it gives me 50% discount on a number of movie theaters. Or gave, at least. - Marlowe Aug 13, 11:27
2/2/0/1 (including gas card and bank card) -- nm - Spawn Aug 13, 11:24
2 Visa, no other credit cards of any type - TWuG Aug 13, 11:24
2/4/1/0 -- nm - budice Aug 13, 11:24
1,0,0,0 -- nm - zeitgeist Aug 13, 11:21
2/0/0/1 - loosilu Aug 13, 11:20
I only have one credit card. -- nm - Beryllium Aug 13, 11:18

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