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In response to "I'm the other way. cash just floats away, but I have a record of all the card transactions. -- nm" by mafic

I maintain a detailed Excel spreadsheet about every cent I spend, how it fits in with my daily and monthly budget, over/unders, and avg spending rate.

I will record things like finding a dime on the floor or spending 70cents on breakfast.

So for me, cash is best.


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