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oh, and one more thing: no company I have *ever* worked for has allowed full direct deposit to savings. a checking account must be linekd to

deposit accounts.

I just can't fathom not having a checking account past the age of like 16 anymore. ross has had one for as long as I can remember. irresponsible, typical teenager.

with checking account.

he'll be a timely rent-payer.


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