ST Alpha - "Early renewed our mortgage on a 5-year variable closed for 1.45%. Probably could've done better, but there'd be too much hassle to switch everything. -- nm" (Reading a Post)

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Early renewed our mortgage on a 5-year variable closed for 1.45%. Probably could've done better, but there'd be too much hassle to switch everything. -- nm

Posted by Shaun (aka bigshaunu) Jan 19 '22, 08:39

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Responses:

You went variable too? We did in October and have been nervously watching. -- nm - Name Withheld By Request Jan 19, 08:46 5
- Variable would have won every time since I've owned a house. But this time, for sure! -- nm - Reagen Jan 19, 08:58 1
  - Us too. We did variable in 2011 and did great. In 2016, the spread was only .35% so we fixed, looked great at first and then ended up out. -- nm - Name Withheld By Request Jan 19, 09:36
- Yeah. I'm fine with keeping an eye on things. -- nm - Shaun Jan 19, 08:50 2
  - Our offer spread was almost a full point. I figure every two week payment is buying me time to absorb the difference. -- nm - Name Withheld By Request Jan 19, 08:55 1
    - A 5-year fixed would've been 2.45%, so same. We pay weekly. -- nm - Shaun Jan 19, 09:10

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