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STIS: When someone passes, how do you get access to their bank accounts?

Posted by colin (aka colinski) Feb 7 '22, 06:24

I'll tell y'all later what happened, but right now, we're trying to get into accounts to get a ton of bills settled.

Responses:

This won't help your current situation - but for everyone - you can fill out a form at your bank called a Payable on Death. - Turd Ferguson Feb 7, 07:41 5
- cool, mom has me on her accounts as trustee -- nm - zeitgeist Feb 7, 11:05
- But the death certificate will take a while. You’ll be locked out until you get it. -- nm - spamlet Feb 7, 07:55
- what if you have an online bank? -- nm - amanda jeans Feb 7, 07:47
- thank you Uncle Turd -- nm - crash davis Feb 7, 07:45
- Good to know, thanks! -- nm - sycor Feb 7, 07:45
Follow up poll: Who's the executor of your will? - Mop Feb 7, 07:20 10
- yeah yeah yeah, I'm gonna write it soon. Even more important: Who is the beneficiary on your investment accounts (retirement, etc) - ty97 Feb 7, 07:27 3
  - touchy subject in this household. - St. Epiphany Feb 7, 07:35 1
    - I'm pretty sure ours goes between spouses and only if we are both gone does the beneficiary go to kid. -- nm - oblique Feb 7, 07:40
  - I mean, the way things are going, Trump could probably use the money. -- nm - Mop Feb 7, 07:28
- a friend of mine passed away recently with no will, no beneficiaries on anything. he was estranged from his parents so there was nobody to make any - amanda jeans Feb 7, 07:26 2
  - that is horrible. sorry. that is very sad. -- nm - St. Epiphany Feb 7, 07:36
  - ugh, terrible, I'm so sorry -- nm - ty97 Feb 7, 07:28
- SM - he's going to blow it all on coke and whores. :) -- nm - St. Epiphany Feb 7, 07:25 2
  - We all mourn in our own way. -- nm - spamlet Feb 7, 07:30 1
    - heh then he is going to marry a Waffehouse waitress named Nina and live happily ever after. - St. Epiphany Feb 7, 07:37
Remember: unsecured debt largely dies with the person. -- nm - Reagen Feb 7, 06:33 1
- Thank you. -- nm - colin Feb 7, 06:35
The executor should have access with a copy of the will and the death certificate. -- nm* - Andie Feb 7, 06:30 10
- If there’s no will/executor, then next of kin, but either way you’ll probs need a lawyer and a week or so. - mafic Feb 7, 06:36 4
  - We have that set up with my dad's accounts. But he also keeps a cashier's check in the safety deposit box made to me so I can immediately pay whatever - sycor Feb 7, 07:40
  - Your IM greatly helped when my mom passed. My step dad now has it set up this way too. -- nm - St. Epiphany Feb 7, 07:10
  - Your IM is what we had with both of dave's parents, it is a good thing to do (for everyone else here - save yourself a future headache.) -- nm - Andie Feb 7, 06:39 1
    - also, if accounts xfer on death, they don't go through escrow and no estate tax. -- nm - amanda jeans Feb 7, 07:22
- No will. Just death cert should do? -- nm* - colin Feb 7, 06:32 4
  - probate will need to be opened if there's no benficiary. also if there is NOK and no beneficiary is designated, NOK will likely have to - amanda jeans Feb 7, 07:23
  - Are you (or whomever) on the account? They'd have to be on the account, so with a death certificate the person should be able to access. -- nm - JaxSean Feb 7, 06:40
  - May vary by state and probate laws for that state (but I'm not an expert on this) -- nm - ty97 Feb 7, 06:36
  - Really don't know laws there, but that would give anyone with a death certificate access to a deceased person's money... -- nm* - Andie Feb 7, 06:35

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STIS: When someone passes, how do you get access to their bank accounts?

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