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In response to "If I followed his plan, sadly, the entirety of the money would go to that baby step 1 and I'd not be able to do anything but keep my head down and " by Qale

i'm confuzzled.

it has been a long time since i read ff; but i'm pretty sure he focuses primarily on paying down high interest debt first, decreasing spending (keeping track, paying cash as much as possible, etc.), and then tosses in the bit about some savings if you feel better with it -- that's not a recommendation as much as a choice.

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