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I'm only 11 months into my current phone with Verizon. But I want a Pixel! Do I upgrade?

It's $700 off the Pixel 6 Pro (so about $200 out of pocket) but I gotta pay off my old phone (about $500). That's insane, right? I just wait it out? In 12 months, I can get the newest Pixel and save myself $500... right?

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