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In response to "That’s not how tax credits work. It doesn’t matter whether or not you get a refund every year. Credit eligibility is based on your total tax liability. -- (edited)" by znufrii

Of course, you're absolutely right. But the fact of the matter is it's easiest for me to comprehend in this way.

I didn't qualify for the refund. I'd have to have reviewed my taxes carefully beforehand to know this. It's presented - consistently in the press and in car ads as "You get $#### back!" and that's simply not the case.

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