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Why yes, I am trying to calculate whether or not I’d have come out ahead by not paying off my student loans five years ago. -- (edited)

I would’ve had to have not refinanced them either though, and I’m not actually sure what my interest rate was at the time.

Best guess I’d have probably paid around $3,000 more in interest, but would still have at least $10,000 still to pay off, so would have come out ~$7,000 or so ahead.


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