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In response to "max, the main reason 401ks even became a thing was to relieve employers of the contractually-guaranteed payments of a pension plan -- (link)" by hollywood big shot

oh I know, one of the last things I did at my previous job was shut down both the 401k and pension/profit-sharing plan

And even though I researched and spec'd out a replacement 401k plan they still hadn't implemented it a year later.

It just seems to me that the amount of inertia involved in coming into a job should mean that the benefit and commitment terms you came in under remain the same until you leave.


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