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In response to "The Hyatt Place near the falls is 13 months advance booking (I'm partial to Hyatts). EDIT: No, I don't believe they require payment up front -- (edited)" by oblique

A lot of hotels today will offer a cheaper rate (maybe 10-15% less) for pre-pay/non-refundable rates, but will also offer normal rates....

..where you don't pay in advance and can cancel

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