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In response to "I'm not sure how sound this is financially, but I've reached the point where the interest portion of my mortgage payment is " by mara

It mostly depends on what you intend to do with the extra cash. Possible uses:

1) Pay off other debt
2) Create an emergency savings fund
3) Save up for a larger purchase or investment

If the answer to the above is "N/A" then the best use of that cash is probably to pay down the mortgage faster.


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