ST Alpha - "Tell me what bank you use and why you love it." (Reading a Post)

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Tell me what bank you use and why you love it.

Posted by spamlet Feb 22 '23, 09:30

We're still with PNC but they are apparently not bringing their high rate savings here so...

Responses:

Third Coast. Small bank. Refunds ATM charges. -- nm - Qale Feb 22, 12:15
I do a local Credit Union. Mostly because I opened a checking account there when I was like 17 and have never bothered to move. -- (edited) - Cuzzin Todd Feb 22, 11:57
Bank wife works for. Employees get free banking, which is awesome. -- nm - Beaker Feb 22, 11:43
picked Wells Fargo when I moved here b/c it had a branch in the Ralphs that was closest to me. then the pandemic shut the branch down. they're fine -- nm - hollywood big shot Feb 22, 11:25
My bank would not be helpful. State Employees Credit Union. It's a credit union. It rocks. -- nm - sycor Feb 22, 11:07
Santander and I like them because I don't need to have direct deposit or a minimum balance for their checking account. I dislike them - Krusty Feb 22, 10:01 2
- Can you get cash back when you buy groceries? -- nm - mara Feb 22, 10:06 1
  - I never tried so I don't know if there's a fee. Also, I need hundreds sometimes so I really need an ATM. -- nm - Krusty Feb 22, 10:14
I use Citizens for my day-to-day, because it was convenient to where we were living originally when we moved here, less so to where we are now. -- (edited) - znufrii, promoted Feb 22, 10:01
it is a regional bank. I love it cause they know me on sight. They had CD high yield rate match for PNC. -- nm - Epiphany aka sneaky link Feb 22, 09:49
Been meaning to go to a credit union, but lazy ass me is still with chase only because they took over WAMU who took over Home Savings -- nm - zeitgeist Feb 22, 09:47
PNC not really for any reason other than it's what we've used that has decent local branches. I think I'm getting their HYSA now which is nice but I - oblique Feb 22, 09:43
Credit union, for high interest checking, an add-on CD, & free to low cost wealth management services; Lending Club for high interest savings. -- nm - mara Feb 22, 09:42 1
- Oh, and also ATMs anywhere with credit union (they reimburse ATM fees), and the CD has monthly raffle for prizes. And decent credit card -- nm* - mara Feb 22, 09:44
I've been with Wells Fargo for over 25 years - decline Feb 22, 09:34 1
- Same here. They're convenient (two branches within 2 miles) and work for my day-to-day banking. Our last mortgage was with them, but long gone. I use - Meg Feb 22, 10:34
I love schwab for daily and ally for savings. every month I sweep schwab and send excess to ally. fast unlimited xfers for both and ATM fee reimb from - judge indianapolis jones Feb 22, 09:34 5
- oh and my paycheck bank only is BOA but I'm weird. they're fine. -- nm - judge indianapolis jones Feb 22, 09:35 4
  - Hold up. Do you then transfer the paycheck to Schwab? - spamlet Feb 22, 09:35 3
    - I get paid biweekly now which confused me after being paid monthly for so many years at penn state. so my job pays me at BoA biweekly and then - judge indianapolis jones Feb 22, 09:39 2
      - Gotcha. Can you use Zelle for instant tranfers? -- nm - spamlet Feb 22, 10:17 1
        
        yes. zelle w boa and schwab. (not ally.) -- nm - judge indianapolis jones Feb 22, 11:07
US Bank. ATMs pretty full service and Tap Card vs insert. Also exnteded withdrawal options with choose bills for cash -- nm* - budice Feb 22, 09:32
Truist. I don't love it, though. - Dark Callisto Feb 22, 09:30 1
- Yay to your IM. Credit unions are the best. -- nm - mara Feb 22, 10:10

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Tell me what bank you use and why you love it.

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