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In response to "I don’t think holding on to the zero-fixed rate bonds will do you any good. I sold the last of mine last month." by Znufrii, promoted

That's a good point. I am using them as long-term savings.

I already rotated some earlier this year. It's an easy thing to rotate the rest, but that cuts into what I can potentially buy this year, so it all comes down to (a) how much I want to keep there and (b) whether I think the base rate will still be generous next year.


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