Lyc, under my employer's personal trading policy we're allowed 10 trades per person a month, which seems like a lot as I don't do much trading -- (edited)
Posted by
znufrii
Aug 1 '24, 20:14
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I'm going to use six of them this month though, to optimize my holdings and reduce my average overall expense ratio.
Apparently I'm paying 36 bps on an active fund in my old 401(k) when I could be paying 4 bps on a comparable index ETF in an IRA account, and could be paying 1 bps on a different index fund in my 401(k) comparable to the position I would need to sell from my IRA which is currently charging me 19 bps, so I'm saving money on both sides.
All of this to save roughly $200 a year, if that.
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